Last Updated and Effective: November 1, 2024
Welcome to the websites of Mercyland Inc., dba Mercyland Insurance Depot and Mercyquote, including www.mercyquote.com and www.mercylandinsurance.com (collectively referred to as the “Websites”). By accessing, browsing, or using our Websites, you are entering into a legal agreement to abide by the terms outlined in this Terms of Use Agreement (“Agreement”). By visiting this site and the various websites owned and operated by mercyquote.com and mercylandinsurance.com and its affiliates and subsidiaries (collectively, “Websites”), you are entering into a legal agreement to abide by the terms of use you see here, and you are agreeing that you have read and fully understand this Terms of Use Agreement (“Agreement”). This Agreement also applies to your use of any goods, facilities or services offered through the Websites (collectively “Services”), regardless of how they are accessed. By accessing, browsing, or using the Websites, you acknowledge that you understand, accept, and agree to be bound by this Agreement, as well as our Privacy Policy, which is incorporated into this Agreement by reference. You agree that, to the fullest extent required by the law of any state, you have been provided with, have received, and are agreeing to all disclosure and consent requirements. Certain Services may include additional terms; by agreeing to proceed with any such Services you acknowledge that you have read, understand, and agree to be bound by any additional terms displayed or referenced that apply to that Service.
- Acceptance of Terms
By accessing, browsing, or using our Websites, you agree to comply with and be bound by this Agreement and all applicable laws and regulations. If you do not agree with any part of these terms, you must not use our Websites or Services.
- Modification of Terms
We reserve the right to update or modify this Agreement at any time without prior notice. The updated version will be posted on this page with the “Last Updated” date. Your continued use of the Websites following any changes constitutes your acceptance of the new terms. It is your responsibility to review this Agreement periodically.
- Use of the Websites and Services
You agree to use the Websites and Services only for lawful purposes. You are prohibited from:
- Using the Websites in any way that violates applicable laws or regulations.
- Attempting to gain unauthorized access to any part of the Websites, user accounts, computer systems, or networks.
- Using the Websites in a manner that could damage, disable, overburden, or impair our servers or networks.
- Account Registration and Security
Some features of the Websites may require you to create an account. You agree to:
- Provide accurate, current, and complete information during the registration process.
- Maintain the confidentiality of your account credentials.
- Notify us immediately of any unauthorized use of your account or any other security breach.
We are not liable for any loss or damage arising from your failure to protect your account credentials.
- Intellectual Property Rights
All content, features, and functionality on the Websites, including text, graphics, logos, icons, images, audio clips, and software, are the exclusive property of Mercyland Inc. or its licensors and are protected by intellectual property laws. You agree not to reproduce, distribute, modify, or create derivative works from any content without our express written permission.
- Third-Party Content and Links
Our Websites may contain links to third-party websites or services. These links are provided for your convenience and do not imply any endorsement by Mercyland Inc. We do not control these third-party sites and are not responsible for their content, privacy policies, or practices. You acknowledge and agree that your access to and use of such third-party sites is at your own risk.
- Disclaimers
The Websites and Services are provided “as is” and “as available,” without any warranties of any kind, either express or implied, including but not limited to:
- Fitness for a Particular Purpose: We do not guarantee that the Services will meet your specific requirements or that they will be error-free, secure, or uninterrupted.
- Accuracy of Information: While we strive to provide accurate and up-to-date information, we do not guarantee the completeness, accuracy, or reliability of any content on the Websites.
- Limitation of Liability
To the fullest extent permitted by law, Mercyland Inc., its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any:
- Indirect, Incidental, or Consequential Damages: Arising from your use of, or inability to use, the Websites or Services.
- Loss of Profits, Revenue, Data, or Business Interruption: Even if we have been advised of the possibility of such damages.
Your sole remedy for dissatisfaction with the Websites or Services is to discontinue use.
- Indemnification
You agree to indemnify, defend, and hold harmless Mercyland Inc., its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including legal fees, arising from:
- Your use of the Websites or Services.
- Your violation of this Agreement or any applicable law.
- Your infringement of any third-party rights.
- Governing Law and Jurisdiction
This Agreement is governed by the laws of the State of Texas, without regard to its conflict of laws principles. Any legal action or proceeding arising under this Agreement will be brought exclusively in the state or federal courts located in Harris County, Texas, and you consent to the jurisdiction of such courts.
- Dispute Resolution
In the event of any dispute arising from this Agreement or your use of the Websites or Services, the parties agree to first attempt to resolve the dispute informally. If the dispute cannot be resolved informally, it will be subject to binding arbitration in accordance with the rules of the American Arbitration Association.
- Termination
We reserve the right to terminate or suspend your access to the Websites or Services at our discretion, without prior notice, for conduct that we believe violates this Agreement or is otherwise harmful to other users or us.
- Additional Terms for Specific Services
Certain Services provided through the Websites may be subject to additional terms. By proceeding with any such Service, you agree to be bound by any additional terms that apply to that specific Service.
- Severability
If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
- Entire Agreement
This Agreement, together with our Privacy Policy and any additional terms referenced herein, constitutes the entire agreement between you and Mercyland Inc. regarding your use of the Websites and Services.
- Contact Us
If you have any questions or concerns about this Agreement, please contact us at:
Mercyland Inc.
Email: info@mercylandinc.com
Phone: 832-402-0733
Address: 5225 Timber Creek Place Drive, Houston, Texas 77084
By using our Websites and Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use.
This Terms of Use Agreement aims to provide a clear understanding of your rights and obligations when using our Websites and Services. Please consider consulting a legal professional to ensure compliance with applicable laws and regulations.