Effective Date: November 1st, 2024
Welcome to the website of Mercyquote, a company dedicated to helping you find, enroll in, and make the best use of Health Insurance, Life Insurance, Final Expense, Dental and Vision, Commercial, Property Insurance, and other insurance products. In this Privacy Policy, the terms “Mercyquote,” “we,” “us,” and “our” refer to Mercyland Inc., dba Mercyland Insurance Depot and Mercyquote. These terms may also include our affiliates, service providers, licensors, and their respective officers, directors, employees, contractors, and agents. If you are accepting these terms as an employee or representative of a company or legal entity, “you” and “your” will refer to both you and the entity you represent.
Information We Collect
We collect information to provide you with the best services and insurance options. The types of information we collect include:
- Personal Information
- Contact Details: Name, email address, phone number, and mailing address.
- Insurance Details: Health information, policy numbers, and insurance preferences.
- Financial Information: Payment information, Social Security Number, and billing details.
- Non-Personal Information
- Device Information: IP address, browser type, and operating system.
- Usage Data: Pages visited, time spent on our site, and clickstream data.
- Sensitive Information
In some cases, we may collect sensitive information (e.g., health details) necessary for insurance purposes. This data is collected only with your explicit consent.
- How Information May Be Used
We use the information we collect for various purposes, including:
- To Provide Services: Processing insurance quotes, applications, and enrollments.
- To Communicate: Sending updates, reminders, promotional offers, and newsletters.
- To Improve Services: Analyzing usage data to enhance website functionality and user experience.
- To Comply with Legal Requirements: Meeting regulatory obligations and responding to lawful requests.
- How Information May Be Shared
We may share your information as follows:
- With Insurance Providers: To offer you tailored insurance quotes and options.
- With Service Providers: For website hosting, payment processing, customer support, and analytics.
- With Affiliates: To provide comprehensive insurance services and products.
- Legal Requirements: When necessary to comply with legal obligations or protect our rights and interests.
We do not sell your personal information to third parties.
- Cookies and Beacons
We use cookies, web beacons, and similar tracking technologies to enhance your experience on our website. These technologies help us:
- Personalize Your Experience: Remember your preferences and settings.
- Analyze Site Usage: Track how visitors use our website to improve performance.
- Deliver Targeted Advertising: Show relevant ads based on your interests.
You can manage your cookie preferences through your browser settings. Disabling cookies may affect your experience on our website.
- Your Choices
You have the following choices regarding your information:
- Access and Update: You can access and update your personal information by contacting us.
- Opt-Out of Marketing: You may opt out of receiving promotional emails by following the unsubscribe instructions in the email.
- Data Deletion: You can request the deletion of your personal information, subject to certain legal requirements.
- Securing Your Information
We take the security of your personal information seriously and implement various measures, including:
- Encryption: Protecting sensitive data during transmission.
- Access Controls: Limiting access to personal information to authorized personnel only.
- Security Audits: Regularly reviewing our security practices to address potential risks.
While we strive to protect your data, no security system is foolproof, and we cannot guarantee absolute security.
- Children
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we discover that we have collected information from a child under 18, we will delete it promptly.
- Links to Third-Party Sites
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites. We encourage you to review the privacy policies of any third-party sites you visit.
- Interpretation
This Privacy Policy is governed by applicable laws and regulations. In the event of any conflict between this Privacy Policy and legal requirements, the legal requirements will take precedence.
- International Jurisdictions
If you are accessing our website from outside the United States, please note that your data may be transferred to and processed in the United States. By using our services, you consent to the transfer of your data in accordance with this Privacy Policy.
- Changes to Our Privacy Notice
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. The updated version will be posted on this page with the “Last Updated” date. We encourage you to review this policy regularly.
- Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Mercyquote (Mercyland Inc.)
Email: info@mercylandinc.com
Phone: 832-402-0733
Address: 5225 Timber Creek Place Drive, Houston, Texas 77084
By using our services, you acknowledge that you have read, understood, and agreed to the terms of this Privacy Policy. Thank you for choosing Mercyquote for your insurance needs.
This Privacy Policy aims to provide a clear understanding of our data practices. Please consider consulting a legal professional to ensure it aligns with applicable laws and regulations such as GDPR and CCPA.